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Stop the stress. Start a plan and take control of your money.

We'll work together to build your budget online based on what you earn and spend every month. Then we'll send you personalised advice so you can move forward with your money and make repayments on your debts that you can afford.

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How we help you...

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A Realistic Budget

We'll help you build a realistic budget based on what you really earn and spend each month, even if it changes. No form filling, no forgotten bills, just a clear view of how much you can afford to repay on your debts every month.

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Agree Breathing Space

If your budget shows that you're struggling to make your agreed repayments on any of your debts, then we will ask your lenders to agree 30-days breathing space for you. Giving you time to pause, think and choose the right way forward with your money.

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Honest, Expert Advice

From your budget, we'll give you realistic options and recommendations so you can take control of your money and take a step towards a future free from the stress of debt. We'll be with you all the way, so whatever you choose to do we'll always be by your side.

The Tully Flexi-Plan

Monthly repayments that flex around you and your life.

After working with you to build your realistic budget - and if the plan's right for you - we'll put together a flexible repayment plan that you can afford. So as your income goes up or down, or you get stung with a surprise bill your repayments flex based on what you can afford. So whether your boiler breaks down or if you don't get the hours that you were expecting, you don't have to stress about how you will pay your lenders.

Tully will help you manage all of your debt repayments through one simple Flexi-Plan.

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What is breathing space?

If you're getting contacted by lenders about missed payments it's easy to feel overwhelmed. Breathing space is a 30 day period of time where your lenders agree to stop their collections calls, letters and emails. You can use this time to get your money in order and find a plan that helps you get back on track with your payments.

If your lenders agree to breathing space, they may still contact you within this time.

Does building a budget with Tully affect my credit score?

No. We do a soft search of your credit file to save you time by gathering information about your credit cards, loans and any arrears. This will not affect your credit score.

How do I complete a Tully budget?

There are three steps to complete a Tully budget.

  • Step 1, tell us a little bit about you and your circumstances
  • Step 2, share your online bank statements with us
  • Step 3, build your budget

What do I need to have to hand?

All you need is your bank app or whatever normal method you use to log into your online banking.

How do you make money?

We never make any money from our customers. (we don't believe that can ever be right.) If a customer enters a Tully FlexiPlan then their lenders pay us a small amount to manage repayments on the customers' behalf.